Pat Bet David talks about the Reverse Market Crash, ie usa is currently Printing & borrowing money like there is no tomorrow, high Inflation is coming. USA is at 39 Trillion Dollars in Debt, which is rising rapidly, adding $1 trillion every five months. https://www.youtube.com/watch?v=U8narVJyrO8.
It might be time to lock your IR with a Fixed IRon your loan, Heloc IR will continue to rise.